Loan Rates

Residential Mortgage

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Home Equity Line of Credit**

Rates as of 08/15/2008

80% Loan to Value             Under $1,000,000

75% Loan to Value             $1,000,000 and above

Term  From  To  Interest Rate  APR
 Ten (10) years $100,000+    Prime minus .50%  4.50%
  $25,000 $99,999  Prime   5.00%
  $10,000 $24,999  Prime + .50%  5.50%

With a floor of 3.99% on new lines & renewals

10 year term

**1/2% Discount with an Auto Debit from Hinsdale Bank & Trust Account.

 *The maximum APR for all credits is 20%, minimum is 3.99%. The Annual Percentage Rate (APR) is a variable rate based on the highest Prime Rate in the Money Rates section of the Wall Street Journal (the "WSJ Prime"). Consult your tax advisor about the deductibility of interest. Purchase of property insurance is required. Offer applies to line secured by owner-occupied, one to four family residences located in the state of Illinois.

Other Loans (Construction, Overdraft Protection, Auto)

Contact us for current rates.